services

Payment and Insurance

Payment & Insurance

Using Insurance for Therapy

At The Family Center of Maine, we believe accessing quality mental health care should be simple and stress-free. Our experienced administrative team is happy to verify your insurance benefits before your first appointment and explain your coverage, copays, deductibles, and any anticipated out-of-pocket costs — whether you plan to use an in-network, open network, or out-of-network provider.

In-Network Providers

  • ✓ Anthem
  • ✓ Aetna
  • ✓ Aetna MaineHealth
  • ✓ Community Health Options
  • ✓ Harvard Pilgrim

 

  • ✓ Health Plans Inc. (HPI)
  • ✓ Martin's Point
  • ✓ Medicare
  • ✓ Meritain Health
  • ✓ UMR
  • ✓ UnitedHealthcare
If your insurance company isn't listed, please don't assume we don't accept it — give us a call. Many clients are surprised to learn they have benefits available even when their therapist isn't directly contracted with their insurance company.
Open Network
Open Network & Out-of-Network Benefits
Still may be covered

What This Means

Open network and out-of-network benefits allow providers who aren't directly contracted with your insurance company to bill your plan. Depending on your specific plan, your insurance may cover a portion — or even all — of the cost of your therapy sessions.

We'll Verify & Explain

  • ✓ Deductibles & copays
  • ✓ Coinsurance
  • ✓ Prior authorization requirements
  • ✓ Estimated out-of-pocket costs
Self-Pay
Additional Payment Options
HSA, FSA & sliding scale

Pre-Tax Options

  • ✓ Health Savings Accounts (HSAs)
  • ✓ Flexible Spending Accounts (FSAs)

Financial Hardship

A limited number of reduced-fee appointments may be available through our sliding scale program, based on eligibility, for individuals and families experiencing financial hardship.

Who's Covered
Coverage for Children, Teens, Couples & Families
From infancy through adulthood

Services Often Covered

  • ✓ Individual therapy, infants through adults
  • ✓ Infant & early childhood mental health
  • ✓ Child & teen counseling

 

  • ✓ Family therapy
  • ✓ Couples therapy (plan-dependent)
  • ✓ Parent & caregiver support
Every insurance plan is unique, so coverage, copays, deductibles, and authorization requirements may vary. Our team verifies your benefits before your first appointment and explains exactly what your plan covers.

We're Here to Help

Financial concerns should never stand in the way of quality mental health care. Give us a call and our administrative team will verify your benefits, answer your questions, and walk you through every payment option before your first appointment.

Partnered with:
The Family Center Of Maine
The Family Center Of Maine
The Family Center Of Maine
The Family Center Of Maine
The Family Center Of Maine
The Family Center Of Maine
The Family Center Of Maine
The Family Center Of Maine